The ultimate guide to purchasing real estate in Israel.

Make the right move.

Buying a home in Israel is exciting but complex, requiring an understanding of laws, taxes, financing, and the right professionals. At Buyitinisrael, we’ve created this expert-written guide to help you navigate every step. This is not AI-generated content but carefully researched and constantly updated information you can trust.

Browse the topics below to find what you need.

Can I take possession of my new apartment once I receive Tofes 4? What is a Pre-Sale Transaction in Israel? I found a home I want to buy, how do I proceed to purchase? New vs. Resale Home in Israel: Which is better? Working with Real Estate Agents in Israel Real Estate Agents' Commission and Agreements What Happens After I Sign the Contract for My Off-Plan Property in Israel? Do I Need to Hire an Engineer to Inspect a Pre-Owned Home Before Buying in Israel? Do I Need to Hire an Engineer Before Taking Possession of a New Home in Israel? What is a Tofes Harshama—and what should I know before signing one?

How much do homes cost in Israel? What is the Home Price Index? What is the Consumer Price Index (Madad)? What is the Construction Cost Index? Who is eligible for discounted housing? What are the extra costs when purchasing real estate in Israel? How do I transfer funds from abroad for purchasing real estate in Israel?

How are homes in Israel measured? What air directions are most desirable in Israel? What is a purchasing group? What is TAMA 38? What is Pinui Binui? What kind of homes are there in Israel? What real estate-related benefits do Olim Chadashim receive upon making Aliyah?

Are my payments protected when I purchase a home in Israel? What is a warning note (he'arat azhara)? What is "Zichron Devarim", and should I sign it? How Does Land Ownership and Registration Work in Israel? Do I need a real estate lawyer when buying property in Israel? What Warranty Do I Get When Buying a New Home in Israel?

What mortgage options are available in Israel? How much can I borrow in Israel? How does the mortgage application process work? Is insurance mandatory in Israel for a mortgage? Do I need a mortgage broker in Israel? What costs should I expect when taking out a mortgage in Israel? Can I make early payments on my mortgage or refinance it? Are there any tax benefits for having a mortgage in Israel? Is a guarantor required for a mortgage in Israel? Until what age can I get a mortgage in Israel? Do I need a home appraisal for my mortgage in Israel?

What is the role of the Va'ad Bayit?

Is there VAT on real estate in Israel? What is Purchase Tax (Mas Rechisha)? Is Rental Income Taxable in Israel? What are the Purchase Tax thresholds? What is Arnona and How Does it Work? What Taxes Do I Need to Consider When Dealing With Real Estate in Israel? What Is Hetel Hashbacha? When, Why, and How Much Do I Have to Pay?

What is the process for obtaining building permits and planning permission?

What Should be Included in my Lease in Israel? How Does Renting a Long-Term Apartment in Israel Work? What Are My Rights and Responsibilities When Ending a Lease in Israel? Moving Out: What Do I Need to Do? Who Handles Rental Maintenance, and What Extra Costs Should I Expect?

What Are the Housing Options for Retirement Years in Israel?

Photography: Lior Teitler for Saher Kahamaisi Design Studio